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— Explanation of “Financial Means” – Our Tiered Exchange Levels

Mount Shasta Ascension Capitol Golden Rays of LightTo be fair to everyone we use a sliding scale / tier approach that is based on your level of lifestyle.

The teachings we perform are of a very high spiritual value to humanity and GAIA. It would not be fair to those who are financially stressed to have an exchange rate based on the going “market rate” for our work. At the opposite end of the financial status, it is also not fair for someone who has been blessed with financial abundance to enroll at a the same rate!

Since we are not a seminar corporation, we do not reach masses of individuals and instead serve only those who feel more sensitive or aligned to Ascension energetics within the Divine Light of God!

We also know in reference to the following SUGGESTED tiers/levels of financial means, each person is different depending on their unique situation and if they are financially responsible for others (such as family members).

Within Ascension Mastery and the Higher Spiritual Rules for material exchange upon earth, the specific conditions of your individual “means” is a true reflection of how you bring forth karmic balance this lifetime. Therefore we have different sliding scale options to consider:

Financial Means Levels/Tier for Walking Terra Christa:
Modest Means is usually a total annual income level of below $24,000 / Normal Means is usually total annual income levels of between $24,000-$44,000 / Abundant Means is usually total annual income levels of between $45,000-$99,000 / Wealthy Means is usually total annual income levels of between $100,000-$224,000 / High Net Worth is usually annual income levels above $225,000 [Note: Individuals who have investments/savings of at least $20,000 are also considered Abundant Means. Savings/investments of more than $50,000 is Wealthy Means.]
– Normal Means is an average condition of income based on being able to have basic needs met and also enjoy discretionary income for other pursuits.
◊ In the USA & CANADA this generally speaking is someone earning or living in the range of $24,000 to $44,000 a year (depending on locale), or proportionally up to the range of $60,000 or $70,000 for a family of four. Meaning that for a Couple (or a Single Adult with a Child), the level is about $40,000 (depending on locale). For a Child requiring child care, add $8000 to $10,000 (depending on locale).
This includes “lifestyle-in-kind” situations where a person may not earn $25,000 in income but is supported in someone else’s home, or are subsidized, or has any circumstances where they still have a lifestyle of someone at or above that level of income. (I.e., if they enjoy a steady portion of disposable income, they may even be considered Abundant.)
◊ The USA & CANADA are the same levels despite the USD to CAN exchange rate difference. This is because individuals in the USA, in addition to paying taxes similar or just slightly less than CANADA, also pay 25% to 30% of their income for social services, medical and educational expenses, and child care, whereas in CANADA many of these services are subsidized.
If you live in other countries, please use this website to find out your Living Wage. We use the Living Wage as an approximation to determine Normal Means.
Modest Means is then anyone under $24,000 or under the proportional equivalents for a family as described in Normal Means.
Abundant Means on our scale is generally any person with earnings at $45,000+ if they are single, or above $70,000 if a family of four (proportionally) and adjusted for locale areas that have a high cost of living like New York City or Los Angeles.
Wealthy in our scale for individuals that are earning or living at or above $100,000, and for lager families up to the High Net Worth level.
High Net Worth in our scale for those earning or living at or above $225,000*.
*Millionaire’s in either income or net worth who spend extravagantly in other areas of their lives, or have investments and holdings that place them in the top 10% bracket are asked to consider themselves at an even higher tier and to make multiple quantity selections at checkout of our website offerings.
More examples…:

Normal Means:
We define “Normal Means” as those who live a middle class lifestyle; do not live extravagantly or above their means and are able to meet their regular monthly expenses each month without undue stress. This could be a single person living in a small apartment moderately but comfortably on as little as $20,000 in a locale that has a low cost of living, or a family of four living at $60,000.

It also could apply to someone being supported by another while attending formal school or working to save up their own money. Simply put: it is one who has some discretionary income after meeting basic expenses; responsible with their finances and may look for the best deals on where and how they spend their income to feed, clothe, transport and house themselves (and their family).

Normal means applies, for example, to a college student being supported by parents and student loans, and living a more normal student lifestyle with a smartphone and computer, or a person who is retired but still engaging at a normal level of spending activity, even though they are technically on a “fixed income”. The key point is that “normal means” allows for moderate discretionary spending on automobiles or transportation, restaurants, clothing, electronics and travel.  It may be that “transferring” (and thereby sacrificing) some of these discretionary expenses/items so that one can take up formal study of this work may be necessary, yet still remain within a “Normal Means” range. Likewise having retirement accounts and pensions to support a normal lifestyle does not mean that “fixed income” equates to a modest means level. (Again, such a situation may even be Abundant).

Modest Means:
Looking at where we scale “Normal Means”, we reserve “Modest Means” level for those on a very fixed income who have to watch every dollar they spend each week on life’s necessities (food, shelter, clothing) and have almost no discretionary income. Any non-essential items must be saved up or budgeted in order to be procured. This category is intended to be for those who do not have the funds to eat out at restaurants, engage in travel, going to movies or entertainment venues or buy the latest smartphones or electronics, large screen TV’s etc.

Abundant Means:
Our Tier for those individuals who have an above average income or subsistence level and are able to buy goods/services not affordable by the average person/family.

Wealthy Means:
The richest 20% of all income earners in the USA are those who earn over $100,400 a year (figures as of 2014),
yet it is also true that a single person earning $60,000 or more a year could also enjoy a wealthy lifestyle depending on where they live.
So depending on family situation of number of individuals to support, actual dollar amount could be less or more. This is the level at which one enjoys a comfortable and financially secure lifestyle. At this level there are no concerns over meeting basic monthly bills for food, clothing, transportation and housing. Typically living is a finer home or living situation and having sufficient discretionary income to pursue their desires. Abundance does not mean unlimited income or “lifestyle of the rich and famous” but instead a lifestyle that provides a well-to-do environment and belongings, for example, afford to dine out whenever desired, use spa centers, clubs or gyms, buy or trade-in a vehicle for a new one, and travel as desired within their schedule. Unique examples would be an adult with a family stipend or savings who does not work full-time themselves but has all their needs and wants met at this level of lifestyle.

High Net Worth:
Our definition is those who live with luxury goods and services and are considered very wealthy, may have more than one home and own luxury cars/items. This is not just defined as what the media terms “super rich” with personal jets and multiple vacation homes like we see in sports celebrities and Hollywood but instead, for example, individuals who earn $80,000 and have no family may have a very large portion of disposable income to use on “high class” goods and services. (However, we do ask those who have a million in Net Worth to consider setting up philanthropic charitable trust and or sustainable giving donations directly with us so we can set up a foundation for these teachings).

*No Means are individuals with little or no income of which is not enough to live on week to week. We have an extensive MP3 Library of very powerful free teachings that can be used in this case, as well as offering monthly free Full Moon Gatherings and other seasonal or special events.

According to our terms of exchange, which is governed by your Higher Self, each person is asked to pay a fee that allows them to fully receive the energies being transferred in balance with their lifestyle. This is in keeping with Universal Law.

Note: The practice of The Tithe is an alternative method we also hope that you will embrace as your guide to using our programs and services. For those with steady income in the Normal Means Level (or above), we can individually set up such an arrangement to be part of the greeter mission of Walking Terra Christa. Please email us if you desire to support what we are doing as a philanthropic giving recipient.

Please CONTACT US if you have any questions.

WTC email contact

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